Vehicle Insurance
Vehicle Insurance in Minnesota
Having a great vehicle insurance policy is important for many reasons. If not the most important, it provides financial protection and peace of mind while on the road or water. Accidents happen, and the costs associated with repairing or replacing a vehicle along with the potential for injuries can be cost-prohibitive to handle out of pocket.
With the right insurance coverage, individuals get the protection they need to avoid these financial burdens, as the insurance company steps in to protect them as well as cover repairs. Depending on the coverage you select, your vehicle insurance can cover the damage to your own vehicle as well as the property of others.
In the unfortunate event of an accident where the policyholder is at fault, insurance coverage helps compensate the other party for their vehicle repairs, medical expenses, and other losses.
Lastly, most require vehicle owners to have at least basic insurance coverage, making it a legal obligation. Adhering to these legal requirements not only avoids potential penalties and legal consequences but also contributes to a safer driving environment overall.
Learn more about each type of vehicle insurance we offer.
Auto Insurance
Our team of insurance professionals understands the car insurance needs of our customers in Minnesota. We can help you determine the best coverage for your needs. Since we represent the top insurance carriers, we’ll shop to find you the best rate. Contact us for a free quote over the phone or by email.
Boat Insurance
When it comes to insuring your boat, you don’t want a policy that is the least expensive – you want the right coverage. Boating season is so much fun and being on the water carries a certain risk. Contact our agency and we’ll shop for the right coverage and find ways to save you money.
Motorcycle Insurance
One of the great advantages of having your motorcycle coverage through a major insurance company like the ones we represent, is that you may save money by having more than one policy with us. Variant Insurance Group insures a full spectrum of motorcycles from street cycles, Harley-Davidsons, cruisers and touring bikes, to dirt bikes and ATVs. Contact us for a free quote over the phone or by email.
RV Insurance
Do you plan to buy an RV this spring or summer? Let us help you find affordable RV insurance coverage. We’ll go over your options and shop our top insurance carriers. Get a fast, free quote by contacting us with a phone call or email.
Teen Driver Insurance
The time has come where your child or children are starting to drive. This can be an anxious time for many parents! Fortunately, your Variant Insurance Group agent has been waiting for this call from you since we learned that “Junior” was nearing driving age.